Are you waiting to earn more to start saving? Or to turn a certain age? Or to do a course in personal finances and then start saving?

Fact is, you don’t need to wait for anything to save. Whatever amount you’re earning, you should be saving a certain percentage of it.

The younger you start, the more headway you have in terms of the sheer number of years to work on your financial destiny.

So avoid making excuses and start saving right away.