Most people approach saving from the wrong end. They first spend whatever they like and then think that they will save the remainder.

But when saving is treated like an afterthought, it never happens!

Warren Buffett's advice is: “Do not save what is left after spending, but spend what is left after saving.”

The best way to do this is to treat saving like an expense. Allocate an amount for saving (which later becomes your investment fund) and then think of spending any amount that remains.