The one truth about working towards financial freedom or building wealth is that it takes time.

Accepting this is a part of the mindset one needs to cultivate for managing one's finances.

When one accepts this, it becomes clear that long-term thinking and consistency are key to saving.

So it might seem that you won’t get far with your current savings, but remember: every drop makes the ocean.

What is a small amount today can turn into a massive amount over time, if you keep up with your saving habit consistently.